Budget Basics Worksheet
The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.
Take Home Pay (all family members)
Total Income $___________
Rent/Mortgage (include taxes, principal, and insurance)
Homeowner’s or Other Insurance
Other Loan Payments
Utilities (gas, water, electric, phone)
Credit Card Payments
Car Upkeep (gas, maintenance, etc.)
Personal Care Products (shampoo, cologne, etc.)
Food Outside the Home (restaurant meals and carryout)
Household Goods (hardware, lawn, and garden)
Education (continuing education, classes, etc.)
Total Expenses $___________
Remaining Income After Expenses $_____________
(Subtract Total Income from Total Expenses)
courtesy of: realtor.org
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Mary "PEG" Heying
REALTOR® - CA DRE #01726709
San Diego's Ace Relocation Realtor
265 W. Washington St.
San Diego, CA 92103
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